About Us


Capital Insurance Services, Inc. is an independent agency representing several major insurance companies, and has broker access to many other carriers. We represent insurance companies that possess excellent services, competitive rates and financial strength. We have carefully selected our companies to help fit the needs of our clients with the most appropriate combination of premium and coverage.

Capital Insurance Services, Inc. proudly protects you and what you value most. We firmly believe that each policy sold is a promise of service, a promise that we are prepared to keep. Please give us a call for all your insurance needs.

An Independent Advantage

We are Independent Agents in Winston Salem, North Carolina, free to choose the most appropriate carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Capital Insurance Services Inc. represents a carefully selected group of financially strong, reputable insurance companies, ttherefore, we are able to offer you coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or or she can approach to get you coverage at a competitive price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.

June 5th, 2014 by Capital Insurance Services Inc.